Cass Visa Classic Business, Cass Visa Business Rewards Summary of Credit Terms as of date shown. Account terms are not guaranteed for any period of time. All terms, including fees and interest rates for new transactions, may change in accordance with the Credit Card Agreement and applicable law based on information in your credit report, market conditions, business strategies, or for any reason. Please review all of these materials so that you are fully informed about the terms of this credit card offer.
Right to Change Terms: We may change interest rates, fees and other account terms in the future. The information about the costs and benefits described herein are accurate as of date shown in table. This information may have changed after that date. To find out what may have changed, call us at 314-506-5678.
Variable Rates: Your variable rates will change when the Prime Rate changes. We calculate variable rates by adding a percentage to the Prime Rate published in The Wall Street Journal. If the Journal is not published on that day, then see the immediately preceding edition. Variable rates are calculated as follows: Purchase and Transfer APR: Prime plus 6.49%; Cash Advance APR: Prime plus 11.49%. Any increase in the Prime Rate may increase your interest charges and your minimum payment.
Minimum Payment: If your balance is less than $100.00, your minimum payment will be equal to your balance. Otherwise, your minimum payment will be the greater of $100.00 or 5% of your balance plus new interest and late payment fees, rounded to the next highest dollar. We will also add any past due amount to your minimum payment. If your Account is closed or charged off, the entire balance is due immediately.
Statements: All statements will be delivered electronically to the email address on file.
Payments: We will apply payments first to any cash advance balances, then to balance transfer balances and then to purchase balances.
Account Transfers: Your account may not always be eligible for balance transfers. Transfer eligibility is determined by Cass Commercial Bank at our discretion.
Cash Advance Limits: The maximum cash advance processed at an ATM is $510.00. The maximum cash advance conducted over the counter is $1,000.00. The maximum Cash Limit per card per day is $1,000.00.
FRAUD LIABILITY NOTICE: Unauthorized use or fraud liability claims are subject to verification and investigation.
PCI DSS COMPLIANCE STATEMENT: Cass Commercial Bank acknowledges our responsibility for the security of cardholder data, including any cardholder data stored, processed, or transmitted on behalf of the customer, or to the extent that security of the cardholder data environment can be impacted.
Visa is a registered trademark of Visa International Service Association.
Business Credit Cardholder Agreement Terms